Inflation Calculator
What today's money will cost — and be worth — after inflation.
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About this calculator
Inflation silently shrinks purchasing power. India's CPI inflation has averaged roughly 5–7% in recent decades. Anything that doesn't grow faster than inflation is effectively losing value.
Formula
Future cost = C × (1+i)^t ; Real value = C ÷ (1+i)^t
Frequently Asked Questions
Which inflation rate should I use?
Use recent CPI trends (~5–6%) for general planning; education and medical costs often inflate faster (8–10%), so use higher figures for those goals.
How do I beat inflation?
Historically, diversified equity has outpaced CPI over long periods; FDs often barely match it after tax.